Are Finances Holding You Back From Using A Holistic, Integrative Cancer Treatment?

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If Finances are holding you back from utilizing the non-toxic and holistic approach of a truly integrative cancer clinic, READ THIS:

I have many cancer-coaching clients who are interested in exploring and utilizing a primarily non-toxic and integrative approach to healing from cancer. Some people are stopped from pursuing this avenue because well-meaning loved ones don’t understand just how effective this type of treatment can be in terms of long-term outcomes and quality of life during and after the treatment. Out of fear and concern, such well-meaning friends and relatives often put up a roadblock, insisting their loved one has to use conventional treatment.

But the larger roadblock typically is a financial one. Even though the costs of care at an integrative, holistic cancer clinic are a fraction of the cost of conventional care, insurance companies will fork out the quarter million plus dollars for conventional treatment but not the far smaller amount for the other. Compare $35,000 for 3-week stay of daily treatments (an average of 6 intervention a day) including room and board for the patient and a caregiver against one round of chemo for $30,000, a Neulasta shot for $7,000 and an average cost of $250,000 for the full course of treatment (excluding additional medications, foods, supplements, surgeries, hotel if traveling…). And unfortunately, for so many dealing with cancer, that $30,000 might as well be $300,000 if insurance won’t cover it. 

If this describes you, here is something you should know. If you have a life insurance policy, you just might have the means to easily cover the costs of one of the handful of well-proven and researched integrative cancer clinics, a few of which can be found in the U.S. and several more in Mexico and Europe.**

To shed further light on this topic (and possibly fan the flames of new possibilities), I am sharing an excerpt from an article posted by The Truth about Cancer and written by Marcus Ellis, a businessman who at one time was a stage IV cancer patient who turned to natural treatments after conventional treatment failed him. He is now committed to helping others find the hope and the means for a successful cancer-healing journey.

“Viatical Settlement: Your Hidden Financial Treasure?

Many Americans today hold life insurance policies. Through a powerful but little-known Supreme Court decision in 1911,4 it was ruled that a person’s life insurance policy could legally be sold – even while the holder is still living. This ruling – the majority opinion being voiced by the famous Justice Oliver Wendell Holmes – along with the more recently affirming HIPAA legislation in 1996 still stands, although few people even know of its existence.

Amazingly, over 90% of all American life insurance policies are unclaimed today,5 creating an immense windfall for the insurance companies. When disease strikes, many people merely let their policies lapse by non-payment, thinking they can no longer afford to continue them, which is not a well-advised strategy. In a direct application for terminal or chronically ill patients, legally licensed financial services brokers6 are helping them unlock financial assistance for their natural treatment protocols!

Did You Know You Could Sell Your Life Insurance Policy?

Through their own network of separately licensed investors, some financial services brokers are providing funds called Viatical Settlements – which makes use of an obscure Latin term meaning “provisioning along the way.” Viatical settlements routinely provide 50% to 75% of the face value of a life insurance policy for the owner in cash.

For instance, on a policy with a face value of $500,000.00, an amount of $375,000 would be common. This is another amazing revelation to most Americans. “I can actually sell my life insurance policy – now? And for what amount?”

Yes, you can sell it now! And yes, you can use these funds as you wish. But of the 1,600 Americans who will die today of cancer, probably less than 50 will have ever heard about this option.

Is Viatical Settlement Right for You?

Since most everyone knows that all natural treatment costs are routinely denied by the insurance monoliths, most families’ knee-jerk reaction is to instantly disregard these options, too. Clearly the press coverage is unmercifully biased against them. But my advice to you today is to consider the following:

  • The Viatical Settlement industry is a mature, refined segment of the business community today, although largely unknown.
  • Thousands of people have been assisted through the process.
  • There are networks of outstanding naturopathic, metabolic or cellular terrain practitioners worldwide having amazing success, although many are being fiercely persecuted for their healing advances.

When locating a trustworthy viatical company you should expect the following:

  • Your broker will be an outstanding example of propriety, giving caring, detailed guidance along the path.
  • This work will be done at no charge to you, the policy holder.
  • All charges should be paid by the buyer of the policy.
  • Your privacy will be strictly maintained through the process.
  • The funds will be a federal non-taxable event, when specifically handled through the broker’s licensed investors.
  • ALL types of life insurance policies may be sold, e.g., Term, Whole, Universal, employer group plans, FEGLI, etc.
  • No medical exams nor blood work will be required. Your current medical records will suffice and should be securely forwarded by your physician to the broker at the brokers cost.
  • You and your family will have a right of rescission for 10 days following the completion of the transaction.
  • The buyers of the policy will continue to pay the policies they now own. You will have no further involvement with it.
  • No negative financial recriminations will return upon you: as you successfully find healing, you will still owe nothing.
  • The funds to you are a federal tax-free event.
  • The funds from your life insurance policy can be used for anything you wish, including medical trips/vacations, paying off the mortgage, or simply providing dignity for the journey.

Financing your path to health is now available to you, no matter what forms of treatment you choose. Many people I talk with are rightfully shocked that the “hidden riches of secret places”7 have been successfully shrouded for almost 100 years… but they have been right there – in plain sight – all the time.”

If you or your loved ones suffer from health challenges, it may be wise for you to consider this largely unknown financial assistance vehicle that can make all the difference in your life.

To read the full article, go here:

Need support exploring and choosing the best integrative clinic for you AND for guidance on how to maximize your body’s own healing capacities in the meanwhile (or for minimizing the side effects of conventional care while optimizing their results)?

Contact me at [email protected] or go to

** Please note: the purpose of this article is not to convince you to utilize the services of an integrative, primarily non-toxic holistic clinic.  You need to do your own research and make an informed choice about what type of treatment to use.  I can help you do that but my purpose here is to offer a possible solution if  the reason you are not going to one of these clinics is due to finances.